Kate Pedley, trading as Kate Pedley Mortgages is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which are authorised and regulated by the Financial Conduct Authority (FCA number 990499). 21 St Johns Street, Porth, CF39 9LA. Fees vary according to individual circumstances. In some instances, the service will be free of charge but a maximum fee of £999 can be charged. A typical fee is £249 on release of the mortgage offer. We agree our fees with you before we undertake any chargeable work. This fee is for advice, recommendation, research, and application of the loan. Not all Buy to Let mortgages are regulated by the Financial Conduct Authority. You may be required to pay an Early Repayment Charge to your current lender if you remortgage. Your home/property may be repossessed if you do not keep up with your repayments.